INVESTMENT MANAGEMENT

Individual Portfolio Management

Our Investment Management Account frees you from the details of managing your assets by providing you with the services of a professional and experienced investment manager. We can act independently, or, if you prefer, after consultation with you, according to your instructions.

With a Borel Private Bank & Trust Company Investment Management Account, we can:

• Recommend investment strategies and implement portfolio changes on an ongoing basis
• Collect dividends and interest
• Payout income and principal, or pay bills at your request
• Provide a complete record of all transactions for tax reporting

Mutual Fund Asset Allocation Accounts

With a Borel Investment Portfolio, you enjoy the benefits of mutual fund investing with the added advantage of investment professionals actively managing your money.

With a Borel Investment Portfolio we will:

• Evaluate your needs (goals, risk tolerance, and return expectations)
• Help you select a portfolio that targets your financial objectives
• Enable you to enjoy the benefits of mutual funds; diversification, affordable access to large-denomination securities, easy access to your money, and professional investment managers working on your behalf

Note: The mutual funds used in this program are not bank deposits or obligations and are not federally insured or guaranteed. In addition, they involve certain risks, including possible loss of principal.

Custody and Safekeeping of Securities

A Borel Private Bank & Trust Company Custody Account keeps your stocks, bonds or other securities safe from fire, theft or other hazards. In addition, it relieves you of bothersome, but necessary, financial record keeping chores.

As custodian, Borel provides the following services:

• Account Administration
• Monthly Statements or Internet Access with Annual Statements
• Custody of Assets
• Income Remittance to Beneficiaries
• Bill Paying
• Interest, dividend, rent and income collection
• Daily Money Market Sweep
• Monitoring of Corporate Action, Capital Changes and Bond Calls and Maturities

The successful management of funds has become a highly specialized field. It requires technical knowledge, careful analysis, and constant attention. Many people simply don't have the time or the knowledge to achieve their financial goals without expert advice.

For more information, please contact Carolyn Nichols.

Investments are not FDIC insured, have no bank guarantee, and may lose value.