Nancy Johnson
Executive Vice President
Senior Trust & Investment Officer
njohnson@borel.com
650-378-3632

In the past 20 years, Nancy has spent most of her career in the trust investment arena. After receiving an undergraduate degree in finance with honors, Nancy went on to obtain an MBA from Santa Clara University. In 1991, Nancy achieved the Chartered Financial Analyst designation. Nancy was promoted to head of the Trust Department at Borel Private Bank & Trust Company in 2002, where she continues to oversee the implementation of clients' investments and estate plans.

A third generation native of California, Nancy was born and raised in the Santa Clara Valley where she still lives. Nancy is a member of the San Francisco Estate Planning Council, past president of the Santa Clara Estate Planning Council, and a director of Peninsula Estate Planning Council.

Lynne C. Johnston
Senior Vice President
ljohnston@borel.com
650-378-3737


As the daughter of an Army officer, Lynne lived in many cities in the United States and Europe. After graduating from the University of Colorado with a BA, Lynne began her career with Bank of America in the Trust Department. After several promotions, Lynne joined Borel Private Bank & Trust Company where she is currently a Senior Vice President. Many of Lynne's clients have come to know and appreciate Lynne throughout her 18 years with Borel.

Lynne graduated from Pacific Coast Banking School with a specialization in Trust Management and Administration. With the support of her husband and daughter, Lynne recently completed her Masters Degree in Children's Literature, combining her pleasure of literature with her love of working with children.

Jeanne K. Barrett
Vice President
jbarrett@borel.com
650-378-3634

Jeanne enjoys helping clients accomplish their objectives for
financial and estate planning. With over 20 years of experience assisting clients with living trusts, charitable remainder trusts, conservatorships and estates as both a trust officer and attorney, Jeanne's experience helps clients assess the many options inherent in planning.

A Connecticut native, Jeanne is a graduate of Boston College and the University of California Hastings College of the Law. For the past several years, Jeanne has been administering trusts and settling estates for clients in the San Francisco Bay Area. Jeanne and her husband Bob reside in San Mateo.

Patricia A. Cassin
Vice President
pcassin@borel.com
650-378-3733

Patricia joined Borel Private Bank & Trust Company with over 20 years of experience in trust and estate administration both in the Bay Area and Los Angeles . She is a native San Franciscan and a graduate of UC Berkeley and San Francisco Law School. She is a member of the California State Bar, the San Francisco Estate Planning Council, and the Peninsula Estate Planning Council.

Patricia loves traveling and camping in Northern California's redwoods, and playing golf and tennis. She is an avid professional tennis fan, who watches Grand Slam events and attends regional tournaments whenever she can.

Krista M. Conover
Vice President
kconover@borel.com
415-402-5904 or 650-378-3717

Krista enjoys helping individuals and businesses carry out their financial and estate plans. She is a native Californian and received her undergraduate degree from UC Davis and her law degree from Santa Clara University. After passing the California Bar Exam, Krista practiced law in San Jose, assisting clients achieve their estate planning and business objectives. Prior to law school, she was a personal banker in the Bay Area, assisting clients with their financial needs. Krista is an active member of the California State Bar, the Financial Planning Forum, and the San Francisco and Santa Clara County Estate Planning Councils.

In her free time Krista loves spending time with her husband and daughter, playing tennis, golf, and basketball. She also enjoys traveling.

Clarence Herndon
Vice President
cherndon@borel.com
650-378-3630

Clarence joined Borel Private Bank & Trust Company with over 30 years of experience in trust administration and management. As a former manager of two trust departments, his experience includes a wide range of trust administration activities.

After serving eight years in the military and earning a degree in Accounting from Angelo State University in San Angelo, Texas, he began his trust career at the First National Bank of San Angelo. In 1996, he and his wife Mollie moved from Huntsville, Texas, to the Bay Area to be closer to their four children and six grandchildren.

Clarence and Mollie enjoy gardening, traveling and spending time with their children and grandchildren.

Stephen D. Ink 
Vice President
sink@borel.com
650-378-3713

Stephen joins Borel Private Bank & Trust Company with a variety of fascinating experiences including 15 years of law practice and 8 years of service as a minister for two different churches. As an estate planning attorney and minister, he developed strong long term relationships with those he served.

Stephen is a member of the California State Bar, the Santa Clara and San Mateo County Bar Associations, and is a former member of the National Network of Estate Planning Attorneys. He has a B.S. in Film and Television Production from Montana State University, an M.A. in Religion from Pepperdine University, an M.Div. from Abilene Christian University, and a J.D. from Santa Clara University.

Stephen and his wife Sharon love to swim, hike, ride bicycles and read. They have a son and a daughter.

Susan Kealey
Vice President
skealey@borel.com
650-378-3726

Susan started her banking career when Borel Private Bank & Trust Company opened its doors in 1980. She currently serves as manager of the Trust Operations group and administrator of the department's Internet access product, Borel Trust Online.

A California native, Susan grew up in Northern California and attended Empire College in Santa Rosa. Susan is a graduate of Cannon Trust School. Susan has been a lifelong volunteer. She has served as President of Senior Coastsiders, a non-profit corporation benefiting seniors in the Half Moon Bay area. She is currently the president of her local Rotary Club.

Susan and her dog Rosie live on the coastside. They enjoy hiking Montara Mountain and walking on their favorite local beach.

Randall B. Matthews
Vice President
rmatthews@borel.com
650-378-3635

Randy began his career in San Francisco in 1979 as a securities analyst with an investment advisor, covering a wide range of companies and industries. In 1989 he joined another investment advisor where he focused on research, investment counseling, and portfolio management with a strong emphasis on individualized client service. Since 1997 he has held positions with trust companies involving research, portfolio management and overall investment policy.

Randy joined Borel in 2007. He is a Chartered Financial Analyst and earned an MBA from the University of California, Berkeley and an undergraduate degree in finance from California State University, Fresno.

Randy and his wife Ann enjoy outdoor activities, traveling and spending time with their two daughters.

Patrice J.E. Osborne
Vice President
posborne@borel.com
650-378-3724

Borel Private Bank has enjoyed the benefit of Patrice's expertise for over 20 years. A California native, Patrice graduated from the University of Arizona and returned to live in the Bay Area where she is active in community organizations, including the Peninsula Estate Planning Council. She is also on the board of a Non-Profit Agency. While Patrice handles many trust services, she specializes in 1031 Tax-Deferred Starker Exchanges.

When not at work, Patrice enjoys gardening, hiking and time away with her husband at their mountain cabin.

Anna Paiva
Vice President
apaiva@borel.com
650-378-2012

Anna joined Borel with over 18 years experience in banking and trust administration, the last 12 years at Greater Bay Trust Company. She has a history of assisting clients with highly personalized trust management including administration of various trust, probate, conservatorship and investment management account relationships.

Anna received her Bachelor of Arts degree from the University of San Francisco and is a member of the Financial Planning Forum. She is active in the estate planning community, where she served as past president of the Peninsula Estate Planning Council.

Anna and her husband Ron reside in San Mateo and have a daughter attending college. Anna enjoys spending time with family in Northern California, playing tennis and traveling.

Debra Reed
Vice President
dreed@borel.com
650-378-2010

Debbie recently joined Borel Private Bank & Trust Company with over 30 years of trust experience, specializing in retirement plans, escrows and personal trusts. She enjoys the small bank environment with its variety of trust experiences.

Debbie is a graduate of San Diego State Univeristy and also is a certified Estates and Trust Paralegal and a Certified Financial Planner. She was born and raised around Palo Alto and, despite living in southern California, Philadelphia and Hawaii, she has returned home, but is sad to see the apricot orchards become high rises.

With their two children in college, Debbie and her husband are enjoying the empty nest. She loves to travel, remodel and redecorate the house, and garden.

Diana M. Saidin
Vice President
dsaidin@borel.com
650-378-3727

After college, Diana moved from northern New York State to beautiful, sunny Hawaii where she lived and raised a family. Her trust administration and retirement services career began in Hawaii over 20 years ago, where she received her MBA from University of Hawaii at Manoa, graduating with honors.

Diana handles both employee benefit trusts and personal trusts, and is a Certified Retirement Services Professional.

When not at the Bank, Diana is spending time with her nearby family which includes two granddaughters who provide much of the material when Diana indulges in her pastime of photography.

Lynn Sereno
Vice President
lsereno@borel.com
650-378-3617

Lynn joined Borel Private Bank & Trust Company with over 20 years experience in banking and Trust Administration. She is a graduate of Saint Mary's College in Moraga , California , with degrees in both Business Economics and English. She has a history of highly personalized trust management including administration of various trust, probate, conservatorship and investment account relationships. She is active in the estate planning community, and she sits on the Board of Directors for the Santa Clara County Estate Planning Council.

A California native, Lynn enjoys spending time with her husband and two teenage daughters as well as her extended family in the Bay Area and Central Valley.